Carefully read the following Terms & Conditions before using this website (“Site”). By using this Site, you agree to follow and be bound by these Terms and Conditions. If you do not agree, do not use this Site.

This Site is owned and operated by LongPoint Asset Management Inc. (“LongPoint”).

LongPoint Asset Management Inc. is registered as an exempt market dealer in all provinces of Canada, as an investment fund manager in Ontario, Québec and Newfoundland and Labrador.

User License. LongPoint grants you a limited, revocable, nonexclusive, nontransferable license to use, view, store, bookmark, download, display, stream and print the pages and any content (collectively, “Content”) within this Site solely for your personal and noncommercial use or as expressly authorized by LongPoint in writing. LongPoint reserves all rights not expressly granted in these Terms of Use.

Third Party Content. The Site may provide third party content (“Third Party Content”), which LongPoint believes is obtained from reliable sources. LongPoint, however, does not guarantee and is not responsible for the accuracy, timeliness, completeness, or suitability for use of such Third Party Content. Further, LongPoint is not responsible for and does not prepare, edit, or endorse the content, advertising, products, or other materials on or available from any website owned or operated by a third party that is linked to this Site via hyperlink.

Timeliness of Content. All content on this Site is presented only as of the date published or as indicated and may be superseded by subsequent market events or for other reasons. You are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.

No Investment Advice. Content developed by LongPoint or third parties contained on this Site should not be considered by you or others as legal, tax, investment or other advice. This Site is being provided for information purposes only. Nothing contained on the Site or any Content constitutes a solicitation or recommendation by LongPoint or a third-party to buy or sell any securities or other financial instruments. This Site is not, and under no circumstances is it to be construed as, an offering memorandum, prospectus, advertisement or public offering of any securities. No securities commission or similar regulatory authority has reviewed this Site and any representation to the contrary is an offence.

You alone will bear the sole responsibility of evaluating the merits, risks and all other circumstances associated with your use of such Content when using the Site or taking any action related to your account or otherwise. There is no guarantee that any investment objectives or strategies will be achieved and the value of investments may change frequently.

In considering prior performance information, if any, contained on the Site, you should bear in mind that past performance is not indicative of future results, and there can be no assurance that any investment strategy will achieve comparable results.

Notices. Products and services provided to you through this Site may involve the electronic transmission, including via any e-mail address you provide to us, of information that you may consider to be personal financial information or promotional and marketing materials, and you consent to such transmission.

Privacy. LongPoint’s Privacy Policy applies to its use and collection of your data from the Site. You should review the Privacy Policy before using the Site.

Intellectual Property. Content contained on this Site is owned or licensed by LongPoint and its third-party information providers and is protected by applicable copyrights, trademarks, service marks, and/or other intellectual property rights. Such content is made available solely for your personal, non-commercial use.

Compliance with Laws/International Use. You agree to comply with all laws, rules, codes, and regulations of the country and province or territory in which you reside and the country and province or territory from which you access this Site. This Site will not be considered a solicitation for or offering of any investment product or service to any person in any jurisdiction where such solicitation or offering would be illegal.

Other Agreements. If you are currently a LongPoint client, then these Terms of Use supplement and incorporate by reference any other agreements you may have with LongPoint. If there is a conflict between these Terms of Use and any other agreements you have with LongPoint (“Other Agreements”), those Other Agreements shall control.

Modifications. LongPoint may periodically modify, add or remove portions of these Terms of Use, and any such modifications will be effective immediately upon posting. You agree to periodically review these Terms of Use for modifications.

Termination and Suspension. LongPoint, in its sole discretion, reserves the right to temporarily or permanently suspend or terminate your access to and use of this Site or any related functionality at any time and for any reason whatsoever, without notice or liability. The rights granted to you herein terminate immediately upon your violation of any of these Terms of Use. LongPoint will not be liable to you or any third party for any suspension or termination of your access to or use of this Site.

Warranty Disclaimers

You should consult an appropriate professional for specific advice tailored to your situation.

YOU EXPRESSLY UNDERSTAND AND AGREE THAT YOUR USE OF THIS SITE AND ITS CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE FULL EXTENT PERMITTED UNDER APPLICABLE LAW, LONGPOINT AND ITS DIRECTORS, OFFICERS, AND EMPLOYEES (“LONGPOINT PARTIES”) AS WELL AS ITS AGENTS, LICENSORS, ANY THIRD PARTY CONTENT PROVIDERS AND VENDORS (“THIRD PARTIES”) EXPRESSLY DISCLAIM ALL WARRANTIES AND CONDITIONS, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OR CONDITIONS OF TITLE, MERCHANTABILITY, NONINFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE, AND ALL WARRANTIES REGARDING SECURITY, CURRENCY, CORRECTNESS, QUALITY, ACCURACY, COMPLETENESS, RELIABILITY, PERFORMANCE, TIMELINESS, OR CONTINUED AVAILABILITY, WITH RESPECT TO (I) THE SITE; (II) CONTENT, PRODUCTS, OR SERVICES AVAILABLE ON OR THROUGH THE SITE; (III) USE OF THE SITE, CONTENT, PRODUCTS, OR SERVICES; AND (IV) THE RESULTS OF THE USE OF THE SITE, CONTENT, PRODUCTS, OR SERVICES.

FURTHER, THE LONGPOINT PARTIES AND ITS THIRD PARTIES EXPRESSLY DISCLAIM ALL WARRANTIES WITH RESPECT TO ANY DELAYS OR ERRORS IN THE TRANSMISSION OR DELIVERY OF ANY CONTENT, PRODUCTS, OR SERVICES AVAILABLE THROUGH THE SITE.

EXCEPT AS PROVIDED BY LAW, NEITHER THE LONGPOINT PARTIES NOR ITS THIRD PARTIES HAVE ANY RESPONSIBILITY TO MAINTAIN THE CONTENT, PRODUCTS, OR SERVICES OFFERED ON THE SITE OR TO SUPPLY CORRECTIONS, UPDATES, OR RELEASES FOR THE SAME.

TO THE EXTENT ANY JURISDICTION DOES NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR CONDITIONS, SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. THIS WARRANTY GIVES YOU SPECIFIC LEGAL RIGHTS, AND YOU MAY HAVE OTHER RIGHTS, WHICH VARY FROM JURISDICTION TO JURISDICTION.

Limitation of Liability

YOU ACCESS AND USE CONTENT AVAILABLE ON OR THROUGH THIS SITE AT YOUR OWN RISK. YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER OR OTHER EQUIPMENT, OR LOSS OF DATA THAT MAY RESULT FROM SUCH ACCESS OR USE.

LONGPOINT PARTIES AND ITS THIRD PARTIES ARE NOT LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, REVENUE, INCOME, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, OR DAMAGES CAUSED BY THEFT, UNAUTHORIZED ACCESS, SYSTEMS FAILURE, OR COMMUNICATIONS LINE FAILURE, OR THE COST OF PROCURING SUBSTITUTE GOODS OR SERVICES, CAUSED BY THE USE OF OR INABILITY TO USE THE SITE, MATERIALS, OR ANY PRODUCTS OR SERVICES PROVIDED HEREIN, OR ANY OTHER MATTER RELATING TO THIS SITE, EVEN IF LONGPOINT HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURSIDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU. TO THE EXTENT THAT A JURISDICTION DOES NOT PERMIT THE EXCLUSION OR LIMITATION OF LIABILITY AS SET FORTH HEREIN, THE LIABILITY OF LONGPOINT, SUBSIDIARIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, AND ANY THIRD PARTY INFORMATION PROVIDERS AND VENDORS IS LIMITED TO THE EXTENT PERMITTED BY LAW IN SUCH JURISDICTIONS.

Indemnity. You agree to indemnify, defend, and hold harmless LongPoint Parties and its Third Parties from and against all claims, demands, liabilities, damages, losses, or expenses, including legal fees and costs, arising out of or related to your improper access to or use of this Site, or any violation by you of these Terms of Use.

Integration and Severability. If any provision of these Terms of Use is deemed unlawful, void, or unenforceable, then that provision will be deemed severable from these Terms of Use and will not affect the validity and enforceability of the remaining provisions. These Terms of Use represent the entire agreement between you and LongPoint relating to the subject matter herein.

Applicable Law and Venue. Unless otherwise indicated in Other Agreements, these Terms of Use are governed by and construed in accordance with the laws of the Province of Ontario, without giving effect to any principles of conflicts of law. However, in respect of consumers resident in the Province of Quebec, these Terms of Use are governed by the laws of the Province of Quebec and the federal laws applicable in Quebec.

Language.  The parties have expressly requested and required that these Terms of Use and all other related documents be drawn up in the English language. These Terms of Use may be translated into other languages other than English. In the event of any inconsistency or ambiguity in relation to the meaning of any word or phrase in any translation, the English text shall prevail.

To the maximum extent permitted by applicable law, you expressly and irrevocably agree that exclusive jurisdiction and venue for any claim or dispute with us, our employees, contractors, officers, directors, and content providers or relating in any way to your use of this Site resides in the provincial courts located in Toronto, Ontario and you further irrevocably agree and expressly and irrevocably consent to the exercise of personal jurisdiction in those courts over any action brought under these Terms of Use. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE AND YOU HEREBY WAIVE THE RIGHT OF TRIAL BY JURY IN ANY ACTION ARISING OUT OF OR RELATED TO THE SITE, SERVICES OR THESE TERMS OF USE. THE TERMS OF THIS PARAGRAPH WILL NOT APPLY TO CONSUMERS RESIDENT IN THE PROVINCE OF QUEBEC.

Commissions, management fees, and expenses all may be associated with investment funds. Investment objectives, risks, fees, expenses, and other important information are contained in the prospectus; please read it before investing. Investment funds are not guaranteed, their values change frequently, and past performance may not be repeated. LongPoint funds are available across Canada through registered dealers.

This material is for informational purposes only. This material is not intended to be relied upon as research, investment, or tax advice and is not an implied or express recommendation, offer or solicitation to buy or sell any security or to adopt any particular investment or portfolio strategy. Any views and opinions expressed do not take into account the particular investment objectives, needs, restrictions and circumstances of a specific investor and, thus, should not be used as the basis of any specific investment recommendation. Investors should consult a financial and/or tax advisor for financial and/or tax information applicable to their specific situation.

All investment funds, including those that seek to track an index are subject to risk, including the possible loss of principal. Diversification does not ensure a profit or protect against a loss in a declining market. While the LongPoint funds are designed to be as diversified as the original indices they seek to track and can provide greater diversification than an individual investor may achieve independently, any given fund may not be a diversified investment.

All monetary figures are expressed in Canadian dollars unless otherwise noted.